Stripe Fee Calculator - Calculate Payment Processing Fees

The Stripe Fee Calculator is a free online tool that helps merchants, freelancers, and developers quickly determine how much Stripe charges on any payment and what they'll actually receive after processing fees are deducted.

How It Works

Enter the payment Amount ($) and select the correct Payment Type, including Standard Card (2.9% + $0.30), International Card (3.4% + $0.30), ACH Direct Debit (0.8%, max $5), Stripe Billing (1.5% + $0.30), or set a Custom Rate with your own percentage and fixed fee. Choose between two Modes: "I'm charging this amount" to see your net payout after fees, or "I want to receive this amount" to calculate exactly what to charge to hit your target net revenue.

Key Features

• Covers common Stripe pricing tiers, including standard cards, international cards, ACH debit, and Stripe Billing subscriptions
• Supports fully custom percentage and fixed fee inputs for negotiated or regional rates
• Dual calculation modes for both charging and target-receiving scenarios
• Instant results with no account or sign-up required
• Useful for pricing products, invoices, and subscription plans accurately

Best Practices

Match the payment type to how you actually process the transaction, since Stripe's rates differ substantially between card payments, ACH transfers, and recurring billing. If you sell internationally, use the International Card preset to get a realistic fee estimate rather than assuming domestic rates. When setting prices for digital products or invoices, use the "I want to receive this amount" mode to back into the correct charge amount that nets your desired revenue after Stripe's cut.

With the Stripe Fee Calculator, you can price products, plan invoices, and forecast revenue with confidence, knowing exactly how processing fees affect your bottom line. It's a practical tool for SaaS businesses, e-commerce stores, and freelancers using Stripe for payments.